Chandigarh, 22 October 2026: AU Small Finance Bank (AU SFB), India’s largest small finance bank and the first in over a decade to receive in-principle approval to transition into a Universal Bank, today announced a strategic partnership with Paytm (One 97 Communications Ltd.) to launch the Paytm AU SFB Credit Card, India’s first Family Lounge Access RuPay Credit Card. Designed for India’s mobile-first consumers, the lifetime-free card brings together rewards on everyday Paytm UPI spends with a distinctive family travel benefit.
With no joining or annual fee, the Paytm AU SFB Credit Card offers up to 2% rewards on eligible Paytm UPI spends, including payments for groceries and cab rides, and 5% rewards on Paytm Travel bookings and Paytm Gold purchases. Reward points can be redeemed for Paytm Gold at ₹1 per point, as well as for vouchers, bill payments and other benefits.
A key feature of the card is family airport lounge access on eligible round-trip flights booked through Paytm. Up to four family members can access lounges together, with up to 12 complimentary lounge visits annually. A QR-based entry experience enables lounge access without the need to present a physical card.
How to apply for the Paytm AU SFB Credit Card
- Open the Paytm app and search for Credit Card
- Tap Get Credit Card
- Select the Paytm AU SFB Credit Card
- Tap Apply Now and enter the required details
- Complete KYC and verification
- Submit the application and track its status on the Paytm app
The Paytm AU SFB Credit Card also strengthens the Bank’s presence in the digital payments ecosystem and expands its reach among digital-first customers who increasingly transact through UPI and mobile platforms.