Kochi, Nov 01:
Consolidated Loan AUM at ₹ 2,09,317 crores as on September 30, 2026
42% YoY Loan AUM Growth of ₹ 61,644 Crores
Consolidated Profit after Tax at ₹ 6,103 crores for the half year, up by 39% YoY
Standalone Loan AUM at ₹ 1,87,810 crores as on September 30, 2026
42% YoY Loan AUM Growth of ₹ 55,505 crores
Standalone Profit after tax at ₹ 5,527 crores for the half year, up by 26% YoY
Consolidated Gold Loan AUM at ₹ 1,93,212 Crores as on September 30, 2026
46% YoY Gold Loan AUM Growth of ₹ 61,214 Crores
Results
A meeting of the Board of Directors of Muthoot Finance Ltd. was held today to consider and approve the unaudited standalone and consolidated results for the quarter and the half year ended September 30, 2026.
Consolidated Results of Muthoot Finance Ltd
Muthoot Finance Ltd’s Consolidated Loan Assets Under Management grew 42% YoY to Rs. 2,09,317 crores in H1 FY27 as against Rs. 1,47,673 crores in H1 FY26. During the half year, Consolidated Loan Assets Under Management grew by Rs. 27,401 crores, growth of 15%. Consolidated Profit after tax for H1 FY27 increased to Rs. 6,103 crores as against Rs. 4,386 crores last year, an increase of 39% YoY.
(Rs. in crores)
|
Financial Performance |
Q2 FY27 |
Q1 FY27 |
QoQ % |
Q2 FY26 |
YoY % |
H1 FY27 |
H1 FY26 |
YoY % |
|
Group Branch Network |
7,904 |
7,654 |
3% |
7,524 |
5% |
7,904 |
7,524 |
5% |
|
Consolidated Gross Loan Assets of the Group |
209,317 |
191,532 |
9% |
147,673 |
42% |
209,317 |
147,673 |
42% |
|
Consolidated Profit of the Group |
3,278 |
2,825 |
16% |
2,412 |
36% |
6,103 |
4,386 |
39% |
|
Contribution in the Consolidated Gross Loan Assets of the Group |
||||||||
|
Muthoot Finance Ltd |
183,700 |
168,163 |
9% |
129,185 |
42% |
183,700 |
129,185 |
42% |
|
Subsidiaries |
25,617 |
23,369 |
10% |
18,488 |
39% |
25,617 |
18,488 |
39% |
|
Contribution in the Consolidated Profit of the Group |
||||||||
|
Muthoot Finance Ltd |
2,909 |
2,484 |
17% |
2,298 |
27% |
5,393 |
4,303 |
25% |
|
Subsidiaries |
369 |
341 |
8% |
114 |
224% |
710 |
83 |
755% |
Commenting on the Company’s performance, Mr. Alexander George Muthoot, Managing Director, said, “We are pleased to report another strong quarter of performance, with our Standalone Loan Assets Under Management reaching Rs. 1,87,810 crore, marking a 42% year-on-year and 9% quarter-on-quarter growth. Our Standalone Profit After Tax for H1 FY27 rose by 26% YoY to Rs.5,527 crore, reflecting improved operational efficiency, prudent cost management, and a disciplined approach to growth. This consistent upward trajectory underscores the resilience of our business model and the continued trust our customers place in us. We are also revising our gold loan growth guidance for FY27 upward by an additional 10%. The RBI's updated gold lending guidelines, effective 1st April 2026, involves a learning curve for us as well as customers, which will get stabilized over few quarters irrespective of which growth trajectory will continue.
During the quarter Muthoot Finance added 201 branches further expanding the reach across the length and breadth of India. India’s gold loan market continues to evolve, with new entrants and rising demand creating opportunities for responsible growth. At Muthoot Finance, our focus remains on strengthening our services through customer trust, deeper reach and technology-led service delivery, while maintaining prudent lending practices and sustaining our growth momentum through FY27.”